1. What Qosmo is
Qosmo Collect is a tool to help you catalog, value, and learn about trading cards. Values, grade estimates, and authenticity tips are estimates and guidance for hobby use based on available public data — they are not appraisals, guarantees, authentication, or financial/investment advice. Markets change constantly; verify anything important yourself before buying, selling, or grading.
2. Your account
You're responsible for your account and for the accuracy of what you add to it. Don't misuse the service, break the law, attempt to disrupt or overload it, or reverse-engineer it.
3. Purchases & subscriptions
In-app purchases are billed by Apple under Apple's terms; manage or cancel them in your Apple account settings. Any web subscription (such as Rip Club) is billed by us via Stripe under the terms shown at checkout. Rip Club and any physical products are sold separately through our website — not through the app. Physical subscriptions can be canceled anytime; cancellation stops future shipments and billing.
4. No guarantees
The service is provided "as is." We don't guarantee prices, grade outcomes, authenticity, or uninterrupted service. To the maximum extent allowed by law, we aren't liable for decisions you make based on the app's estimates or guidance, or for indirect or consequential damages.
5. Authenticity & grading
Qosmo helps you check — it never certifies a card as real or fake and never promises a grade. For high-value items, use a professional authentication or grading service.
6. Your content
Your collection data is yours. You grant us the limited permission needed to store it, display it back to you, and operate the service. That's it.
7. Changes & termination
We may update the service or these terms; if we make material changes we'll post them here with a new effective date, and continued use means you accept the changes. You can stop using Qosmo anytime, and you can request deletion of your account and data at support@qosmocollect.com.
8. Contact & governing law
Questions: support@qosmocollect.com. These terms are governed by the laws of the State of New Jersey, USA, without regard to conflict-of-law principles.